Finance plans for your
APPROVED USED MINI.

Terms and conditions:

Group 1 Retail Limited trading as Group 1 Colchester is a credit broker not a lender. 

* The optional final payment is payable at the end of the agreement if you decide to purchase the vehicle. MINI Financial Services remain the owner of the vehicle during the agreement and may become entitled to recover the vehicle if you do not keep up your repayments.

** If you part exchange the vehicle for a new MINI, any surplus in the vehicle’s part exchange value over the optional final payment can be used as a deposit towards a new MINI. A new finance agreement will be subject to status.

*** If the vehicle’s value is less than the optional final payment, you can hand it back to us without paying the optional final payment. However additional charges may be payable for both excess mileage (actual mileage higher than agreed contract mileage) and vehicle condition (using the standards set by the British Vehicle Rental and Leasing Association. If your agreement is regulated by the Consumer Credit Act, this contractual option will be in addition to your statutory right to end the agreement early.

^ Provided you have made all the necessary payments due under your agreement. MINI Financial Services remain the owner of the vehicle during the agreement and may become entitled to recover the vehicle if you do not keep up your repayments.

^^ Representative 13.9% APR available on a MINI Select agreement for an Approved Used MINI. Retail customers only. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. ‘MINI Select’ is a form of hire purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14-day statutory to withdraw from the agreement. Group 1 Retail Limited trading as Group 1 Colchester introduces customers to a selected panel of lenders, which includes MINI Financial Services. We receive a fixed commission for introducing you to MINI Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.